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What happens if you die without a Will in Ontario?

Written By: Georgea Wolfe

Without a Will, the Succession Law Reform Act (Ontario) directs who will receive your estate and the amount which each of these people will receive. This is unlikely to conform to your actual wishes if you had given the matter some thought. 

Life Insurance as an Estate Strategy

Written by Jack Rotsztain 

Life insurance is an often overlooked but powerful tool to consider in one's estate planning. The utility of life insurance is not limited to helping surviving family members pay for funeral and related expenses, but life insurance can also be used strategically to attain certain financial objectives. Two important outcomes that can be achieved through the strategic use of life insurance are liquidity and estate maximization.

Errors an Executor Can Make

Written by Jack Rotsztain and Benjamin Gal

Upon the death of an individual, his legal personhood continues in the form of his estate. In the will, the decedent appoints an executor or executors to pay the outstanding debts and expenses, to administer the assets of the estate, and to distribute the remaining assets of the estate to the beneficiaries named under the will. An executor has a number of important responsibilities when administering an estate, and this process can sometimes lead to trouble for the unwary. While this memo is in no way exhaustive, below are five errors executors commonly make in their role 

Do you have a Will? If not, is it because you think Wills are only for old people with sizable bank accounts?

Think again.

Regardless of your age and the extent of your assets, having a Will gives you a say over who your heirs will be, often reduces fighting among your loved ones when you are gone, and can result in more money going to the people you choose. While we would all like to think we will live forever, the reality is that each of us has a time, and none of us knows when it is.

KRMC Successfully Moves for Summary Judgment in Vehicle Conversion Case

KRMC represented the plaintiff, a vehicle financing company, in BMW Financial Services Canada v Mirzai et al, 2018 ONSC 180, a recently reported decision of Justice De Sa. In that case, the plaintiff financed the purchase, by one defendant (the "debtor"), of a vehicle. Shortly after the purchase, the debtor sold the vehicle to the other defendants (the "purchasers").

Medical Malpractice: to complain or to sue?

Written by Rozmin Mediratta

For the sake of (relative) simplicity, this blog post will focus on doctors. Similar questions arise, however, in the context of other regulated health professionals in Ontario, of which there are 26 under the Regulated Health Professions Act ("RHPA").

While both regulatory complaints and civil suits can result from the same event, the processes and outcomes involved in each are distinct, including everything from the names of the parties (plaintiff/defendant in civil suits versus complainant/respondent in regulatory complaints) to the remedies available.